seis clases y no plata

so this other kid in my program was telling me that she managed to come here with the help of her parents, and proceeded to justify this and explain that she was going to pay them back and ect..you know how people get..like a little guilty right? if the padres kickin down some cash...
i was like, think of it this way, your padres kick down cash for you to come here, well so do mine, the difference is that my padres is the U.S. gubment.
oh yeah and my padre is a deadbeat daddy,he never gets me money on time, and if i dont pay him back he gone call the IRS...
so the problem with po folks is they dont spend money wisely, they dont budget well...livin on a shoestring budget gets you accustomed to runnin low on funds near payday...now i am nowhere near as bad as some people i know (ahem Kermit)but the same could be said of me..near finaid disbursement dates my wallet is limp and sad and empty...
and just about every year some goddam thing comes up sos i dont get money on time..
now my man Bob Chang, who was the dude informed me that

1. SFSU FINAID is my buddy and was gonna work it all out sos i could get some cash comin my way when school starts here (August 1) or during the week previous as opposed to my having to wait around until the week before school starts at SFSU, August 19th.

2. if i was having trouble with program fees and plane tickets i could take out a short term loan which would be repaid with financial aid.

3. in response to my three part,

a. will there be a financial hold which prevents me from getting
my disbursement as a result of a short term loan?
b.will my enrollment status show up as not enrolled in SFSU, thereby
incurring a hold which will prevent disbursement of financial aid?
C. will this enrollment status cause my various loans to enter
active instead of deffered status, thus putting me into enormous debt
befor and causing a hold which will prevent the disbursement of financial aid?

to all of these questions BOB CHANG the finaid dude all up in studyabroad assured me that none of these things would happen.I should have laughed or yelled "no fuckin way!!" alas i am saddened to say that not only did i keep a straight face, i believed this shit.
well, you guessed it, it looks like im headed right for every last one of these unnapealing options...when i got no moolah on the first i was like, its cool, i was counting on getting some cash soon but i got my rent paid and i can wait...then i went to check online..

well it turns out that i have a financial hold because of the short term loan that i took out to help cover program costs which is supposed to be paid out of financial aid but which i cannot pay without recieving financial aid which i cant recieve because i have a financial hold because i havent paid back the short term loan
its not like they all complete idiots, just sorta...i forgot to ask what if i apply for summer thinking i might take a class, but change my mind...and dont take a class...they should have replied that at the time when i should have recieved some financial award for summer but didnt the loan would immediately become due because its sposed to come out of the financial aid award that i didnt get because i didnt take a summer class and then they gonna start addin late fees immediately after that..
i am also listed as not enrolled and expect to fight the power tooth and nail to change this status and keep deferment...
so the difference between my buddy and me is that friday after class she went shopping while i went home for more tea, out drinking with some folks where i got truly wasted and lost my warmest jacket which i cant afford to replace...heres hopin its a warm week...
so the thing is that its always something different that has me scramblin for notebooks and whatnot...but its just not prudent, because its all a vicious cycle...the longer i have to wait, the longer the list of shit im gettin when i gots some fuckin cash gets
and that is why po folks blow hella money on payday...the longer they go without just gives em time to make up a big ass list...
and little miss crappy coffee out the machine lost the coat that goes with everything(in fact that coat was sooooooo multipurpose i think its gonna take two coats to replace it) now discovers that credits aint what she thought, she was figuring listed as ten counts as four...but no, turns out i need one more class for a grand total of six to meet program requirements... and cant afford to buy no books, lucky for me aint no copyright laws in chile and all my reading can be photocopied...
but dont worry yall, i had a great weekend despite the no cash and no coat...i been emailin BOB CHANG like daily, im all over this shit...i been in this game a long damn time and i know how its played...ciao